Consult the definitions of the key words in life annuity
A lawyer with a passion for real estate, Sabrina Reynier founded IMMO-VIE-AGEE in Rolle in 2013, with the support of her notaries. Her aim: to bring life annuity sales back into fashion in a Swiss market where the practice was previously rarely used and poorly supervised.
Today, it’s the best alternative for older people to remain in their own homes without changing their habits, while receiving a financial capital sum. After all, moving house is always difficult at a certain age, both physically and psychologically.
What you need to know if you want to sell a property with the viager clause
Selling real estate in life annuity – pros & cons
This age-old real estate practice is based on a simple principle: sell your home while retaining the right to live there for the rest of your life (alone or as a couple). When the property is sold at the notary’s office, the seller receives a capital sum known as the “bouquet”. He or she can also opt for a monthly annuity for life, which complements his or her pension and is highly attractive from a tax point of view.
Life annuity sales are for homeowners of a certain age (70, ideally 80 or over), with or without children, who sell their apartment or house in order to obtain a capital sum and then a regular income supplement throughout their lives.
It’s also a way for them to settle part of their estate, avoid potential conflicts between heirs, live better financially and help their loved ones during their lifetime through donations.
Buying with the viager clause: how to build your assets at low cost
Purchasing real estate in life annuity – pros & cons
For over ten years, Sabrina Reynier has accompanied her customers through every stage of the process, from initial inquiries to final signature at the notary’s office. Thanks to her experience and expertise, she has helped democratize this practice in Switzerland, bringing an innovative and secure solution to senior citizens.
Visit the website of Sabrina Reynier, the specialist in life annuity sales in the canton of Vaud.
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> Sabrina Reynier, lawyer, 10 years’ experience in life annuity sales, over 200 completed life annuity sales and Lookmove partner, will answer all your questions!
IMMO-VIE-AGEE
Avenue Guisan 9, 1180 Rolle
La spécialiste de la vente en viager en Suisse